At OnPoint, our goal is to
make auto dealers successful.


OnPoint is a full-service loan company

We've created loan programs to suit
   dealers' needs

The OPPS program shows them how much
   additional profit they could generate.

We offer outstanding eligibility for vehicles
   and customers

We can and will finance anyone

OnPoint utilizes state-of-the-art collections

GPS tracking devices are installed on every
   vehicle financed

We have experienced Account Managers in
   the field

We maintain a top-flight proprietary
   computer information system

We provide compliance and risk
   management assessment of your portfolio

OnPoint offers you a strategic operation
   growth plan for your portfolio

Ours is an industry-leading executive
   management team


Our aim is to remain the leader in buy-here-pay-here automobile financing by constantly seeking ways to help make our dealers successful, because we realize that our success depends on their success. Their success is directly affected when we structure financially sound loans, set standards of excellence, and encourage them to use sound business techniques.

We strive to accomplish this in a responsible and ethical manner with a commitment to grow a strong and profitable company, so that we may provide opportunities for all employees who demonstrate a commitment to excellence.

Our management philosophy encourages open dialogue and mutual respect, along with clearly defined goals and decisive leadership. We expect our people to work within our management guidelines, while feeling free to act in a positive manner, to achieve. We're a performance-based company, and are totally results-oriented.

OnPoint began business in June, 2004 as First 1 Financial Corporation, with seven employees and headquarters in Norwell, Massachusetts. Six of those original members are still with the company. Today, the company employs over 50 people, and recently moved to a larger facility in Norwell.

We're Here To Help You

Sales & Marketing:

Andy Regula, Director ext. 1002

Loan Processing/Underwriting

Marie Carlo, Manager ext. 1012


Christine Fiske, Manager ext. 1014


Susan Hodnett, Director¬† ext. 1003

Dealer Services

Paul Nadeau ext. 1031

Technical Support


"OnPoint has been an asset to my business since I started using them in 2004. Their ability to finance all cars and customers, as well as their success in collections, makes working with them easy and profitable."

Charlie DiCristoforo
Charlie's Motors
Blackstone, MA
"We have been selling cars in one location for a little over a year, and recently we just opened another location for used cars. I recently was referred to OnPoint by a friend in the Wayne County Area. I just wanted to say thank you very much for all that you have done for us, and I look forward to our continued growth and profitability with OnPoint Financial!! I wanted to let others know how happy we are with this program, as well as letting others know how satisfied we are with your service!"

Kevin Borghi
Grease Lightning
Geneva, NY